About us

Improving the lives of low income families through provision of financial services. Shaping the future of micro-businesses with innovative ideas and technology.


Improving lives of Low Income Families through provision of Financial Services and ensuring sustainable Shareholder Returns.


To be a Pan India Rural Financial Services Company meeting the full spectrum of financial service needs for the low Income Rural Customers.

Core Values


The employees of Chaitanya will first be trained to be disciplined before we demand discipline from our customers.


We will always be fair in our dealings with all our stakeholders, our customers, our employees and regulatory authorities.


The growth of our employees in the organization will be based on merit, on the basis of their individual ability and achievement.

Respect for Customers and Employees

We will always respect our customers and our employees in all our dealings with them.

Continuous Learning

We will always encourage our employees to continuously learn.


Our business and financial activities are done in as open way without secrets, So that our customers can trust that we are fair and honest.



Number of States


Number of Districts


Number of Branches


Number of Customers


Total AUM (in crores)


Number of Employees

Chaitanya is constantly exploring boundaries and extending its support towards the rural population. Currently, Chaitanya operates in 5 states - Karnataka, Maharashtra, Bihar, Jharkhand, and Uttar Pradesh. Expanding into newer states brings Chaitanya closer to its vision to be a Pan India Rural Finance Company. Chaitanya is impacting more than 4 lakh rural lives, resulting from the collaborative efforts of its dedicated employees. Chaitanya is striving to create positive change in the lives of rural India through financial services.