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Business Analyst (Risk)
Function Analyst
Reporting to Risk Head
Designation as per HR policy
Experience 1-3 years post highest qualification
Qualifications BCom/BBA/MBA/ MCom
Gender Female / Male
Location Bangalore
Compensation Max. 30K p.m.

Key Responsibilities;

  • Analyse monthly portfolio numbers in terms of portfolio quality, risk areas, product wise position, cohort analysis, disbursal & collections analysis
  • Coordinate with other Business & Functional teams for streamlining of information and data reconciliation
  • Monitor adherence of policy terms, risk limits, and caps set by upper management
  • Prepare monthly / periodic risk reports for internal and external stakeholders
  • Work with Operations, Product, Credit & Audit teams to understand broad business processes, and highlight gaps / risk areas
  • Comprehend present technology architecture and highlight gaps / risk areas w.r.t. policy norms and management decisions
  • Consistently be in touch with industry reports, external databases, credit bureau & research reports, and other open source information related to our business, and update management from time to time on key external risk issues & concerns

 Skills required:

  • Well versed with spreadsheets, word documents, and powerpoints; the Ideal Candidate should be comfortable making reports and presentations of key points 
  • Should be good with numbers & elementary statistics; Decent communication skills
  • The person should have basic understanding of Banking, Credit, Risk and other aspects of the Financial Services Industry  
  • She/ he should also have broad knowledge of balance sheet and p&l items
  • Understanding of various risk areas and risk measurement methods would be a plus; knowledge of microfinance / retail credit business is desirable but not mandatory
  • The ability to understand the larger context of the economy, banking industry and other economic factors that could affect any Bank/NBFC performance would also be desirable
  • Knowledge of both Kannada & Hindi