JLG loans from Rs. 5,000/- to Rs. 65,000/- with 12 Months to 24 Months at 23% on Reducing Balance.

Client Selection & Approach for gradation of risk:

The decision to give a loan is assessed on a case to case basis, based on multiple parameters such as borrower profile and repayment capacity, borrower’s other financial commitments, past repayment track record if any, tenure of the loan, occupation and stability of income, geography (location) of the borrower, end-use of the loan, etc. Such information is collected based on borrower inputs and field inspection by the company officials.