Now
Lives
Chaitanya India is a leading
microfinance company in Bangalore
, Karnataka
Chaitanya India is a leading
Microfinance Company In Bangalore ,Karnataka
About Chaitanya
Having its roots in an NGO, Chaitanya has more than 12 years of experience in the microfinance industry and is constantly aimed toward serving the low and middle-class populations through financial inclusion.
Our Values
Chaitanya’s values are intact from inception and are based on transparency, fairness, meritocracy, Learning, Respect, and Discipline.
Message from JMD
“I sincerely thank the entire Chaitanya team for their extraordinary efforts during this period. The company has emerged much stronger after two COVID waves and we continue to focus on our growth in the coming years.” - Anand Rao, JMD.
Our Partners
Chaitanya’s strong partnership with all its stakeholders plays a vital role in the success of the organization.
Key Metrics
Chaitanya is one of the fastest growing microfinance Companies in India. With an aim to create a profound impact on society through its microcredit services, Chaitanya is rapidly expanding its operations.
Our Products
Improving the lives of low income families
Chaitanya’s loan products, since inception, are designed with a broader scope in mind to cater to the larger sections of the rural population.
Our Presence
Chaitanya is constantly exploring boundaries and extending its support to the rural population. Currently, Chaitanya operates in 12 states – Karnataka, Maharashtra, Bihar, Jharkhand, Uttar Pradesh, Chhattisgarh, Madhya Pradesh, Haryana, Tamil Nadu, Gujarat, Rajasthan and Odisha. Expanding into newer states brings Chaitanya closer to its vision to be a Pan India Rural Finance Company.
Chaitanya is impacting more than 1 Million rural lives, resulting from the collaborative efforts of its dedicated employees. Chaitanya is striving to create positive change in the lives of rural India through financial services.
Investor Relations
Customer Story
Manishaben Rajput is a part of the Chaitanya family from Mansa, Ahmedabad, Gujrat. She learnt to stitch Chaniya Cholis from her mother-in-law and planned to take stitching as a profession. She took a loan from Chaitanya to purchase a sewing machine and the required materials and started earning Rs. 250 per day. Her mother-in-law teaches stitching to their neighbours free of cost to help them become independent. Chaitanya’s timely financial support helps Manishaben and her family to live a satisfactory life.
Laxmi’s family faces a financial challenge as the income level is on the lower side. With an aim to combat and overcome those challenges, Laxmi took her first step by availing of a loan from Chaitanya and starting a general store. The income generated by the store became a major source of income for her family over time and steadily uplifted their standard of living. Laxmi feels grateful for Chaitanya’s services.
Fatima Bibi is a resident of Neura village in the Palamu district of Jharkhand. She always wanted to do something for her family and hence got associated with Chaitanya. She started a small grocery shop with her husband and is earning around Rs. 250 profit every day. They are planning to add more products and grow their business. Chaitanya aspires to bring confidence in numerous women like Fatima to take the first step.
Chaitanya feels glad to give wings to the dream of our customer Shakuntala Devi who explored different businesses and became independent. Shakuntala Devi who hails from Raghupur village took her first loan of 20,000 from the Salon branch of the Ayodhya division. She invested the loan amount in brinjal farming and earned fair returns from it. This encouraged her to explore her business skills and set up an eatery shop.
Sulabai Gangaram Bramhne, a resident of Dahigaon, Sillodd, Aurangabad is associated with Chaitanya for the past 2 years. With the help of the first loan she bought farmlands, later she bought a cow and started her own dairy business. Now she earns 12,000 per month. She expressed her gratitude, “Many women like me are getting a chance through microfinance to generate income opportunities for their secure future”.
Customer Feedback
Laxmi’s family faces a financial challenge as the income level is on the lower side. With an aim to combat and overcome those challenges, Laxmi took her first step by availing of a loan from Chaitanya and starting a general store. The income generated by the store became a major source of income for her family over time and steadily uplifted their standard of living. Laxmi feels grateful for Chaitanya’s services.
Chaitanya feels glad to give wings to the dream of our customer Shakuntala Devi who explored different businesses and became independent. Shakuntala Devi who hails from Raghupur village took her first loan of 20,000 from the Salon branch of the Ayodhya division. She invested the loan amount in brinjal farming and earned fair returns from it. This encouraged her to explore her business skills and set up an eatery shop.
Sulabai Gangaram Bramhne, a resident of Dahigaon, Sillodd, Aurangabad is associated with Chaitanya for the past 2 years. With the help of the first loan she bought farmlands, later she bought a cow and started her own dairy business. Now she earns 12,000 per month. She expressed her gratitude, “Many women like me are getting a chance through microfinance to generate income opportunities for their secure future”.
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India Ratings gives ‘A’ rating to Chaitanya India
India Ratings, a Fitch Group entity, has assigned a credit rating of IND A (Stable) / IND A1 to the borrowing programme of Chaitanya India Fin Credit Private Limited
From loans & microfinance to promoting entrepreneurship
“One of the things we do, which not many others do, is to give loans to purchase farm animals and livestock, but only to people who do not run a husbandry on a commercial basis,” says Anand.
