Chaitanya India

Chaitanya India Fin Credit is an NBFC-MFI arm of Navi Group with a mission to make financial services simple, accessible and affordable. The company has its headquarters in Bengaluru. Chaitanya India is one of the fastest-growing systemically important NBFC-MFI.

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Key Metrics

Chaitanya is one of the fastest-growing microfinance institutions in India. With an aim to create a profound impact on society through its microcredit services, Chaitanya is rapidly expanding its operations.

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Our Products

Improving the lives of low income families

Chaitanya’s loan products, since inception, are designed with a broader scope in mind to cater to the larger sections of the rural population.

Group Lending

Chaitanya’s Microfinance loans are designed to cater to all the needs and the product features are defined to accommodate customer needs with respect to purpose, tenure, ticket size, and the point-in-time such working capital are needed.

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Retail Loans

Our customers who require higher loan amount in their individual capacity to meet their working capital requirements, expansion of business or purchase of machinery, inventories, etc., can opt for retail loans.

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Our Presence

Chaitanya is constantly exploring boundaries and extending its support towards the rural population. Currently, Chaitanya operates in 10 states – Karnataka, Maharashtra, Bihar, Jharkhand, Uttar Pradesh, Chhattisgarh, Madhya Pradesh, Tamil Nadu, Rajasthan, and Gujarat. Expanding into newer states brings Chaitanya closer to its vision to be a Pan India Rural Finance Company.

Chaitanya is impacting more than 6 lakh rural lives, resulting from the collaborative efforts of its dedicated employees. Chaitanya is striving to create positive change in the lives of rural India through financial services.

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Investor Relations

Customer Story

Laxmi’s family faces a financial challenge as the income level is on the lower side. With an aim to combat and overcome those challenges, Laxmi took her first step by availing of a loan from Chaitanya and starting a general store. The income generated by the store became a major source of income for her family over time and steadily uplifted their standard of living. Laxmi feels grateful for Chaitanya’s services.

- Laxmi
Chaitanya feels glad to give wings to the dream of our customer Shakuntala Devi who explored different businesses and became independent. Shakuntala Devi who hails from Raghupur village took her first loan of 20,000 from the Salon branch of the Ayodhya division. She invested the loan amount in brinjal farming and earned fair returns from it. This encouraged her to explore her business skills and set up an eatery shop.
- Shakuntala Devi
Sulabai Gangaram Bramhne, a resident of Dahigaon, Sillodd, Aurangabad is associated with Chaitanya for the past 2 years. With the help of the first loan she bought farmlands, later she bought a cow and started her own dairy business. Now she earns 12,000 per month. She expressed her gratitude, “Many women like me are getting a chance through microfinance to generate income opportunities for their secure future”.
- Sulabai Gangaram Bramhne

Customer Feedback

Laxmi’s family faces a financial challenge as the income level is on the lower side. With an aim to combat and overcome those challenges, Laxmi took her first step by availing of a loan from Chaitanya and starting a general store. The income generated by the store became a major source of income for her family over time and steadily uplifted their standard of living. Laxmi feels grateful for Chaitanya’s services.

- Laxmi
Chaitanya feels glad to give wings to the dream of our customer Shakuntala Devi who explored different businesses and became independent. Shakuntala Devi who hails from Raghupur village took her first loan of 20,000 from the Salon branch of the Ayodhya division. She invested the loan amount in brinjal farming and earned fair returns from it. This encouraged her to explore her business skills and set up an eatery shop.
- Shakuntala Devi
Sulabai Gangaram Bramhne, a resident of Dahigaon, Sillodd, Aurangabad is associated with Chaitanya for the past 2 years. With the help of the first loan she bought farmlands, later she bought a cow and started her own dairy business. Now she earns 12,000 per month. She expressed her gratitude, “Many women like me are getting a chance through microfinance to generate income opportunities for their secure future”.
- Sulabai Gangaram Bramhne

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