Chaitanya India is a leading

microfinance company in Bangalore

, Karnataka

Chaitanya India

Chaitanya India Fin Credit is an NBFC-MFI arm of Navi Microfinance Group with a mission to make financial services simple, accessible and affordable. The company has its headquarters in Bengaluru. Chaitanya India is one of the fastest growing microfinance companies in Bangalore.

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Key Metrics

Chaitanya is one of the fastest growing microfinance Companies in India. With an aim to create a profound impact on society through its microcredit services, Chaitanya is rapidly expanding its operations.

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AUM (Cr)
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Our Products

Improving the lives of low income families

Chaitanya’s loan products, since inception, are designed with a broader scope in mind to cater to the larger sections of the rural population.

Group Lending

Chaitanya India is a microlending company that is designed to cater to all the needs and the product features are defined to accommodate customer needs with respect to purpose, tenure, ticket size, and the point-in-time such working capital is needed.

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Retail Loans

Chaitanya India is a microfinance companies in Karnataka which helps our customers who require higher loan amount in their individual capacity to meet their working capital requirements, expansion of business or purchase of machinery, inventories, etc., can opt for retail loans.

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Our Presence

Chaitanya is constantly exploring boundaries and extending its support to the rural population. Currently, Chaitanya operates in 12 states – Karnataka, Maharashtra, Bihar, Jharkhand, Uttar Pradesh, Chhattisgarh, Madhya Pradesh, Tamil Nadu, Rajasthan, Gujarat, Haryana and Uttarakhand. Expanding into newer states brings Chaitanya closer to its vision to be a Pan India Rural Finance Company.

Chaitanya is impacting more than 1 Million rural lives, resulting from the collaborative efforts of its dedicated employees. Chaitanya is striving to create positive change in the lives of rural India through financial services.

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Investor Relations

Customer Story

Laxmi’s family faces a financial challenge as the income level is on the lower side. With an aim to combat and overcome those challenges, Laxmi took her first step by availing of a loan from Chaitanya and starting a general store. The income generated by the store became a major source of income for her family over time and steadily uplifted their standard of living. Laxmi feels grateful for Chaitanya’s services.

- Laxmi
Chaitanya feels glad to give wings to the dream of our customer Shakuntala Devi who explored different businesses and became independent. Shakuntala Devi who hails from Raghupur village took her first loan of 20,000 from the Salon branch of the Ayodhya division. She invested the loan amount in brinjal farming and earned fair returns from it. This encouraged her to explore her business skills and set up an eatery shop.
- Shakuntala Devi
Sulabai Gangaram Bramhne, a resident of Dahigaon, Sillodd, Aurangabad is associated with Chaitanya for the past 2 years. With the help of the first loan she bought farmlands, later she bought a cow and started her own dairy business. Now she earns 12,000 per month. She expressed her gratitude, “Many women like me are getting a chance through microfinance to generate income opportunities for their secure future”.
- Sulabai Gangaram Bramhne

Customer Feedback

Laxmi’s family faces a financial challenge as the income level is on the lower side. With an aim to combat and overcome those challenges, Laxmi took her first step by availing of a loan from Chaitanya and starting a general store. The income generated by the store became a major source of income for her family over time and steadily uplifted their standard of living. Laxmi feels grateful for Chaitanya’s services.

- Laxmi
Chaitanya feels glad to give wings to the dream of our customer Shakuntala Devi who explored different businesses and became independent. Shakuntala Devi who hails from Raghupur village took her first loan of 20,000 from the Salon branch of the Ayodhya division. She invested the loan amount in brinjal farming and earned fair returns from it. This encouraged her to explore her business skills and set up an eatery shop.
- Shakuntala Devi
Sulabai Gangaram Bramhne, a resident of Dahigaon, Sillodd, Aurangabad is associated with Chaitanya for the past 2 years. With the help of the first loan she bought farmlands, later she bought a cow and started her own dairy business. Now she earns 12,000 per month. She expressed her gratitude, “Many women like me are getting a chance through microfinance to generate income opportunities for their secure future”.
- Sulabai Gangaram Bramhne

In The News

Frequently Asked Questions

NBFC means a non-banking financial company that performs functions similar to banks in the absence of banks in rural areas. MFI means for microfinance institutions which operate at a further smaller level than NBFC. MFI provides very small loans to the underprivileged sections of society.

Microfinance companies are non-banking finance (NBFC) companies registered with the Reserve Bank of India (RBI) that provide short-term loans to people at lower interest rates than primary lenders. Chaitanya India is the best microfinance company in Bangalore which provide loans with less rate of interest.

Chaitanya is providing loans on the interest rate from 19.65% – 21.65% on Reducing Balance.

As a leading microfinance companies in India, Chaitanya India provides different types of microfinance loans including Self Help Group (SHG), Joint Liability Group (JLG), The Grameen Bank Model, and Rural Cooperatives.