Chaitanya India Fin Credit Pvt Ltd

Chaitanya has its inspiration in an NGO of same name from 2004 with a focus on support for rural livelihood activities and rural education. Chaitanya the NBFC was formed in 2009.

After transforming itself as NBFC-MFI in the year 2009, Chaitanya quickly began its operations with an amicable goal of helping the many low income families who have been traditionally away from the formal banking sector. Today Chaitanya operates in 7 states of the country serving over 5 Lakh clients. With an aim to be a Pan India Financial Institution providing loans meeting the financial service needs of the low and middle income rural population, encouraging them to be part of the formal economic sector.

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Products

JLG loans from Rs. 5,000/- to Rs. 80,000/- with 12 Months to 24 Months at 19.50% - 21.40% on Reducing Balance.

Client Selection & Approach for gradation of risk:

The decision to give a loan is assessed on a case to case basis, based on multiple parameters such as borrower profile and repayment capacity, borrower’s other financial commitments, past repayment track record if any, tenure of the loan, occupation and stability of income, geography (location) of the borrower, end-use of the loan, etc. Such information is collected based on borrower inputs and field inspection by the company officials.

People we Serve

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LIFE AT CHAITANYA

Chaitanya provides a challenging, enabling and rewarding work environment for all its employees, with its core values as the basis for the work culture.

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